At least you know you are not alone, though I can't recall seeing this kind of corrosion written about, so it is probably uncommon.
Well, I wouldn't say my coin is valueless, though the monetary value is certainly much
reduced by the damage. It's
still perfectly
good for die studies, and its remaining
good looks would fetch some sort of a
price.
It is quite brittle. Those edges come apart with not very much effort. But that is also true of many crystallised silver coins, and they retain most of their value even when you can see the traces of crystallisation on their surfaces. (Within reason.)
My coin has stayed stable since I stopped messing with it, but it sounds as though yours might be actively disintegrating, which is not so
good for value!
Could yours be getting some moisture from the air? If so you might think about keeping your coins in a dryer environment, such as a box with silica gel sachets.
Bill