You usually cannot see "
crystallization," it is usually internal. If the coin is normal
weight, assume it is OK. If it feels like aluminum in your hand, it is probably
crystallized.
On the surface what you usually see is corrosion, not
crystallization.
Etched surfaces on archaic silver coins with very high silver content are often described as
crystallization. Maybe it is, but I don't think it is same kind that makes a coin fragile.
If your coin is
crystallized, it will crumble when you hit it with a hammer. That was a joke, don't do it.